Tools
Free calculators and explorers to help you get more value from your credit cards.
- 🍽️Find Places
Dining Credit Finder
Browse NYC restaurants from cardholder dining collections on Resy. Curated from Amex Platinum, Chase Sapphire, and other premium card program sources — filter by rewards program.
Open tool → - 🏨Find Places
Hotel Programs Map
Browse hotels available through premium card programs, including Amex FHR, Bilt HAFH, Chase Edit, Hilton Aspire, and more.
Open tool → - 💳Save Money
Annual Fee Value Calculator
See whether your credit card annual fee is worth it. Enter which credits and perks you actually use and get a clear net-value breakdown — instantly, all client-side.
Open tool → - 📞Save Money
Retention Call Planner
Get a keep / downgrade / cancel recommendation for your credit card annual fee, plus a step-by-step retention call checklist — all client-side, no account data required.
Open tool → - ✈️Compare
Points Transfer Calculator
See how many airline or hotel points you get when transferring from Amex MR, Chase UR, Capital One Miles, or Citi ThankYou. Compare all partners side by side with official transfer ratios.
Open tool → - 🎯Plan Expiry
Welcome Bonus Spend Planner
Calculate how much you need to spend per day or week to hit a credit card welcome bonus before the deadline.
Open tool → - 📅Plan Expiry
Credit Card Benefit Calendar
See exactly when your credit card benefits reset — monthly, quarterly, semiannual, or annual. Pick a card, filter by cadence, and get a 12-month checklist with urgency labels.
Open tool →