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AI-Powered Perks Tracker

Never miss a perk again.

Perkmon tracks all your credit card benefits in one place — with AI-powered recommendations and expiry alerts so you always get full value.

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9:41

Welcome back 👋

Your Perks

6
Cards
48
Perks
$340
Saved

Expiring soon

Amex travel credit — 5 days

Lounge Access

Amex Platinum

Travel

Dining Credit

Chase Sapphire

Dining

TSA PreCheck

Capital One

Airport
0+
Perks Tracked
$0M+
Benefits Redeemed
0+
Cards Supported

Supports 160+ cards from all major issuers

American Express
Chase
Citi
Capital One
Bank of America
Wells Fargo
US Bank
Discover
Barclays
HSBC
American Express
Chase
Citi
Capital One
Bank of America
Wells Fargo
US Bank
Discover
Barclays
HSBC
$1,275

Left on the table every year

The average rewards cardholder misses over a thousand dollars in annual benefits. Perkmon fixes that.

Without Perkmon

  • Juggling 4+ credit cards with different benefit calendars
  • Forgot to use restaurant credit or annual travel bonus
  • Not knowing which card to use for maximum rewards
  • Missing quarterly credits that reset without warning

With Perkmon

  • All perks in one unified dashboard, searchable and filterable
  • expiry alerts before you miss anything valuable
  • AI assistant tells you the optimal card for every purchase
  • Automatic reset tracking so every dollar is accounted for
How It Works

Up and running in 60 seconds

No bank credentials needed. Just add your cards and start maximizing.

Step 1

Add Your Cards

Select card to add or enter any card(s) abbreviation/nickname in batch.

Step 2

Perkmon Reads Your Perks

Every benefit, credit, and expiry date is parsed and organized automatically. We know what each card offers so you don't have to dig through terms.

Step 3

Set Your Alerts

Get notified before any benefit expires with customizable reminder periods. Quarterly credits, annual allowances, one-time offers — all covered.

Step 4

Ask Perkmon Anything

Ask which card(s) to use for a weekend family dinner, or where to travel next. AI checks your unclaimed benefits and hotel availability, then provides personalized suggestions and a plan.

Who It's For

Built for how you manage your cards

Whether you have 1 card or 10, Perkmon adapts to your style.

Casual Cardholder

Simple perks, no hassle

You have 1-2 cards with perks you probably aren't using. You don't want to spend hours researching benefits — you just want someone to tell you what you're missing.

  • Add your cards in 60 seconds — we do the rest
  • Plain-English AI answers: 'What am I missing?'
  • Only get notified about perks that matter to you
  • Know whether your annual fee is worth it

Multi-Card Optimizer

Get full value from every card

You hold 4+ credit cards and want to justify every annual fee. You need to know exactly which benefits you've used, which are expiring, and whether each card is earning its keep.

  • Unified dashboard for all cards and every benefit
  • Usage logger tracks what you've redeemed vs. what's unclaimed
  • Annual fee ROI: see if each card pays for itself
  • expiry alerts so you never forget a quarterly credit

Frequent Traveler

Maximize every trip

You fly 10+ times a year and hold premium travel cards. Between lounge access, airline credits, hotel status, and TSA PreCheck reimbursements — keeping track of it all is a full-time job.

  • Dedicated travel perks view across all your cards
  • Lounge access tracker so you never miss a visit
  • Airline credit alerts before annual reset dates
  • AI tells you which card covers rental car insurance
Compare

Why Perkmon over the alternatives?

Most people track their perks with spreadsheets — or not at all. Here's what you're missing.

Perkmon
Spreadsheet
Nothing
All perks in one dashboard
expiry alerts
AI-powered recommendations
Travel perks view
Usage logging & ROI tracking
Works on all devices
Auto-detects card benefits
Setup time60 secHoursN/A
Security

Your data stays yours

We built Perkmon with privacy at its core. No bank credentials, no data selling, no compromises.

No Bank Credentials

Perkmon never asks for your bank login. Just select your cards from our database — no account linking required.

Encrypted Data

All data is encrypted in transit and at rest. We use industry-standard security practices to protect your information.

Privacy First

We don't sell your data, ever. We only store card selections and perk tracking data — no financial details.

Delete Anytime

Your data, your choice. Delete your account at any time and all your data is permanently removed from our servers.

Loved by rewards maximizers

Join thousands of cardholders who stopped leaving money on the table.

I finally used my Amex Platinum airline credit before it expired. Perkmon reminded me with 6 days to spare. That's $200 I almost lost.

SK
Sarah K.
Premium cardholder

Ask Perkmon told me my Chase Sapphire covers primary car rental insurance. Saved me $40 at the counter and I never would have known.

MT
Marcus T.
Frequent traveler

Having all 6 of my credit cards in one place is a game changer. I actually know what I'm paying annual fees for now.

JL
Jenna L.
Multi-card optimizer

The travel perks view is exactly what I needed before my Europe trip. I knew exactly which cards covered lounge access at each airport.

DR
David R.
Business traveler

I was paying $695/year for my Amex Platinum and only using 3 of the 24 benefits. Perkmon showed me I was leaving $400+ on the table.

LM
Lisa M.
Rewards enthusiast

The quarterly credit reminders alone have paid for themselves. I never remember when my Uber or dining credits reset anymore — Perkmon does.

RC
Ryan C.
Tech professional
Your perks are expiring right now

Start maximizing your card benefits today.

Free to get started. No credit card required. No bank credentials needed.

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