Sapphire Reserve Dining List Changes and IHG Select Fee Watch
Chase tells Sapphire Reserve cardholders to use OpenTable for the current dining-credit list, while IHG Select fee reports need account-notice treatment.
TL;DR
Sapphire Reserve cardholders should recheck the current OpenTable Exclusive Tables list before using the $300 dining credit, while legacy IHG Select cardholders should treat the reported $49-to-$99 annual-fee increase as account-notice evidence until Chase posts a public source.
- Chase says Sapphire Reserve cardholders must dine at eligible Sapphire Reserve Exclusive Tables restaurants and directs cardholders to OpenTable for the current city list.
- Frequent Miler and Doctor of Credit both found an October 2, 2026 restaurant-list refresh, but their add and remove counts differ because they compare against different prior snapshots.
- Upgraded Points reports legacy IHG Select change-in-terms notices moving the annual fee from $49 to $99 for 2027 renewals, with a December 2, 2026 agreement effective date.
- Perkmon should refresh the dining-credit eligibility list now, but keep the IHG Select fee as an account-notice watch item rather than a public Chase terms update.
What changed
The Chase Sapphire Reserve dining credit needs a fresh eligibility check. Chase's public dining-credit guide says eligible Reserve cardmembers can receive up to $300 annually, split into up to $150 from January through June and up to $150 from July through December, and that cardmembers should refer to OpenTable for the up-to-date list of eligible restaurants by city.
That matters because the OpenTable list is moving. Doctor of Credit reported on October 2, 2026 that 32 restaurants were added and 3 were removed. Frequent Miler, comparing against its August list, found 40 added and 12 removed, and counted 436 unique participating restaurants after the update. The exact change count is less important than the user action: check the current OpenTable list before dining or booking around the credit.
There is also a separate legacy IHG Select fee watch. Upgraded Points reports that cardholder change-in-terms notices amend the IHG Select card's Rates and Fees table effective December 2, 2026, with the annual fee rising from $49 to $99 at the cardholder's 2027 renewal. That is useful account-side evidence, but Perkmon should not describe it as a public Chase confirmation because a clean public Chase fee notice was not found in this check.
Key details to check
| Category | What is visible now | What to track |
|---|---|---|
| Sapphire Reserve dining credit | Chase says the benefit is up to $300 per year, split into two up-to-$150 periods, and requires payment with the Sapphire Reserve at an eligible Sapphire Reserve Exclusive Tables restaurant. | Track the two half-year periods separately and link the benefit to the current OpenTable list, not a static restaurant snapshot. |
| OpenTable restaurant list | OpenTable currently hosts the Exclusive Tables page and describes access to up to $300 in annual dining credits plus participating restaurants and events. | Refresh restaurant eligibility before publication, before a reservation, and before a user-facing benefit reminder. |
| October 2, 2026 list refresh | Doctor of Credit says 32 restaurants were added and 3 removed; Frequent Miler says 40 were added and 12 removed when compared with its August version. | Avoid quoting one count as an official changelog. Store the current active list and keep historical diffs labeled by source snapshot. |
| Removed restaurant grace period | Frequent Miler cites a Chase confirmation to Thrifty Traveler that reservations booked before removal remain eligible for up to 60 days after removal. | Treat this as useful guidance, but tell users to save screenshots and contact Chase if a removed restaurant does not credit automatically. |
| Legacy IHG Select annual fee | Upgraded Points reports cardholder notices moving the fee from $49 to $99 for 2027 renewals, with the agreement amendment effective December 2, 2026. | Add a watch note for renewal decisions, but wait for public Chase terms or a user's own notice before changing confirmed public fee data. |
Separate the official dining-credit mechanics from community list tracking and account-notice evidence.
Who should care
Sapphire Reserve cardholders should care if a specific restaurant is part of their annual-fee math. The credit is not a generic dining credit; it depends on the restaurant being in the Sapphire Reserve Exclusive Tables program and on paying with the Reserve card. A restaurant that worked earlier in 2026 may not be safe to assume today.
Legacy IHG Select cardholders should care because the card is no longer open to new applicants. If your own Chase notice shows the annual fee moving from $49 to $99 at renewal, the decision is not simply whether the card is cheap. It is whether the anniversary free night, IHG status, and 10% points rebate still justify keeping an unreopenable account.
What to do next
Use this as a verification checklist, not a blanket value increase or cancellation trigger.
- Before using the Sapphire Reserve dining credit, check the current OpenTable Exclusive Tables page for your city.
- If a restaurant was removed after you booked, save the original reservation, OpenTable screenshots, and any Chase message before asking for help.
- In Perkmon, refresh the active restaurant list and label any October 2, 2026 add/remove counts by source.
- If you hold legacy IHG Select, look for your own Chase change-in-terms notice before assuming your renewal fee is $99.
- Do not remove or downgrade the IHG Select card solely from third-party reporting if the free-night certificate drives your value.
Sources
Official and partner sources checked: Chase's Sapphire Reserve dining-credit guide, the OpenTable Sapphire Reserve Exclusive Tables page, Chase's public IHG Select rewards agreement, and The Points Guy's IHG portfolio refresh coverage.
Current reporting and community discovery: Doctor of Credit's October 2 dining-list update, Frequent Miler's Sapphire Reserve Exclusive Tables list update, Upgraded Points' legacy IHG Select fee report, and Reddit discussion of the IHG Select fee rumor. For related Perkmon context, see October card benefit changes, how to track credit card benefits, and Perkmon vs spreadsheets.
Keep exploring
Frequently asked questions
Is the Sapphire Reserve dining credit a generic restaurant credit?
No. Chase says cardholders must pay with the Sapphire Reserve at an eligible restaurant in the Sapphire Reserve Exclusive Tables program, and it points cardholders to OpenTable for the current eligible list.
Did Chase publicly confirm the legacy IHG Select $99 annual fee?
A clean public Chase fee notice was not found in this check. Upgraded Points reports cardholder change-in-terms notices showing the $49-to-$99 increase for 2027 renewals, so Perkmon should treat it as account-notice evidence until public terms are available.
Before you act
- Issuer, partner, and loyalty-program terms can change.
- Verify current terms directly with Chase, OpenTable, IHG, and your own account before dining, renewing, downgrading, or canceling.
- Account-side notices and community reports should be kept separate from public issuer terms.
- This article is for informational purposes only and is not financial advice.
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