Chase Aeroplan Card Refresh Is Official: $195 Fee, 25K Status and $100 Air Canada Credit
Chase and Air Canada have confirmed the refreshed Aeroplan Card benefits, including automatic 25K status, a higher $195 annual fee, and a split Air Canada statement credit.
TL;DR
Chase and Air Canada confirmed the refreshed Chase Air Canada Aeroplan Card on September 10, 2026, with new benefits for new and existing primary cardmembers.
- Chase and Air Canada confirmed the refreshed Chase Air Canada Aeroplan Card on September 10, 2026, with new benefits for new and existing primary cardmembers.
- The card now has a $195 annual fee, automatic Aeroplan 25K Status, up to $100 in Air Canada statement credits each calendar year, and a 15% discount on eligible Air Canada flight rewards.
- The $100 Air Canada credit is split into up to $50 from January 1 through June 30 and up to $50 from July 1 through December 31, so it should be tracked as two half-year credits.
- Some old value assumptions need review because dining and grocery earnings move from 3x to 2x after December 31, 2026, and the old 10% Ultimate Rewards-to-Aeroplan transfer bonus is ending.
What changed
Chase and Air Canada officially refreshed the Chase Air Canada Aeroplan Card on September 10, 2026. The update applies to new and existing primary cardmembers, and it turns the card into a more Air Canada-specific product: higher annual fee, automatic Aeroplan status, a split Air Canada credit, and a discount on eligible Air Canada flight rewards.
The annual fee is now $195. That makes the value question more concrete. If you fly Air Canada enough to use the credit, checked bag benefit, 25K Status, and eligible-award discount, the refresh may be easier to justify. If you mostly held the card for grocery or dining earn rates, Pay Yourself Back, or occasional Aeroplan transfers, the card deserves a fresh renewal review.
Key details to check
| Category | Confirmed setup | What to track |
|---|---|---|
| Annual fee | $195 | Renewal date and whether the new Air Canada-specific benefits replace the extra $100 fee in your real use. |
| Aeroplan 25K Status | Automatic Aeroplan 25K Status for the primary cardmember while the linked card account is open and in good standing | Confirm the card is linked to the right Aeroplan number. |
| Air Canada credit | Up to $100 per calendar year: up to $50 from January 1-June 30 and up to $50 from July 1-December 31 | Track as two half-year credits, not one annual checkbox. |
| Credit exclusions | Direct Air Canada purchases are the core path; Chase terms exclude items such as gift cards, car rentals, hotel bookings, some third-party partner products, onboard Wi-Fi, travel-agency bookings, discount travel sites, vacation clubs, tour operators, and some package bookings | Save the purchase path and merchant details until the statement credit posts. |
| Flight reward discount | At least 15% off the points portion of eligible Air Canada flight rewards operated by Air Canada, Air Canada Express, or Air Canada Rouge and booked through Air Canada channels | Do not apply the discount to taxes, fees, cash portions, or third-party products. |
| Earning rates | 3x Air Canada direct purchases; 3x travel; 2x gas; grocery and dining earn 3x only through December 31, 2026, then 2x | Update category assumptions for 2027. |
| Bags and trusted traveler credit | Free first checked bag for the primary cardmember and up to eight companions on eligible Air Canada-operated flights; up to $120 Global Entry, TSA PreCheck, or NEXUS credit every four years | Track trip eligibility separately from recurring credits. |
| Status Qualifying Credits | Chase terms describe annual and spend-based SQC opportunities, including 5,000 SQC each calendar year and additional SQC at $25,000 and $50,000 spend thresholds | Track SQC as a status workflow, not as ordinary redeemable points. |
Who should care
This update matters most if Air Canada is part of your real travel pattern. The new credit, 25K Status, checked bag benefit, Star Alliance recognition, and eligible award discount are most useful when you book Air Canada directly or redeem Aeroplan points for Air Canada-operated flights.
It also matters if you have been valuing the card from older habits. A spreadsheet row that says "$95 Aeroplan card" or "3x grocery and dining" is now stale. Perkmon users should split the credit by half-year period, add direct-booking and exclusion notes, and mark December 31, 2026 as the date to revisit dining and grocery earning assumptions.
What to do next
- If you already hold the card, save the current Chase terms and update your tracker with the $195 fee, the half-year Air Canada credit cadence, and the 2027 earn-rate change.
- If you plan to use the Air Canada credit, buy directly from Air Canada and keep the transaction open until the statement credit posts.
- If you value 25K Status, confirm your Aeroplan account is linked correctly and record any status or SQC follow-up dates.
- Before transferring or redeeming points, verify that the itinerary qualifies for the 15% eligible Air Canada flight reward discount.
- At renewal, compare the $195 fee against value you actually captured, not the maximum advertised value.
Sources
Official sources: Chase newsroom announcement and the current Chase Air Canada Aeroplan Card page.
Additional coverage and community heat signals: Doctor of Credit, Frequent Miler, and The Points Guy. Related Perkmon context: September 10 benefit update roundup, how to track credit card benefits, Perkmon vs spreadsheets, and premium travel card annual-fee review.
Keep exploring
Frequently asked questions
Is the Chase Air Canada Aeroplan Card refresh official?
Yes. Chase and Air Canada announced the refresh on September 10, 2026, and Chase's current card page lists the new $195 annual fee, automatic 25K Status, up to $100 Air Canada statement credit, and 15% eligible flight reward discount.
How should the $100 Air Canada credit be tracked?
Track it as two half-year credits: up to $50 from January 1 through June 30 and up to $50 from July 1 through December 31. Do not count the value until an eligible direct Air Canada purchase posts and the statement credit appears.
Does the refresh make the card better for everyone?
No. The new benefits are strongest for people who use Air Canada directly. Cardholders who valued the old $95 fee, 3x grocery and dining categories, or the Ultimate Rewards-to-Aeroplan transfer bonus should run a fresh renewal review.
Before you act
- Issuer and loyalty-program terms can change.
- Verify current terms directly with Chase, Air Canada, and your own account before applying, renewing, transferring points, or assigning a benefit value.
- This article is for informational purposes only and is not financial advice.
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