NFL Extra Points Amex Launches as CSR Diners Check OpenTable Availability
Bread and Amex launched the NFL Extra Points Amex card, while Sapphire Reserve diners should verify the live OpenTable Exclusive Tables list before relying on the $300 dining credit.
TL;DR
Bread Financial and American Express launched the NFL Extra Points American Express Card on August 26, 2026.
- Bread Financial and American Express launched the NFL Extra Points American Express Card on August 26, 2026.
- The card has no annual fee, 3% rewards on qualifying NFL and NFL team purchases, 2% in several everyday categories, and a 25% NFLShop.com discount with exclusions.
- Chase says Sapphire Reserve dining credits require an eligible Exclusive Tables restaurant, and OpenTable's live Las Vegas page currently shows only Esther's Kitchen.
- Perkmon users should track the NFL card as a new-product item and verify CSR restaurant eligibility at the time of booking or payment.
What changed
Two card-benefit details are worth checking today.
First, Bread Financial and American Express announced that the NFL Extra Points Credit Card program has launched on the American Express Network. Bread continues as issuer, 18 NFL teams have cards on the Amex Network, and cardholders now get access to American Express Network benefits, offers, experiences, and protections.
Second, Sapphire Reserve users discussing the OpenTable Exclusive Tables dining credit should verify the live restaurant list before assuming a city has multiple options. Chase says the up to $300 annual dining credit is tied to eligible restaurants in the Sapphire Reserve Exclusive Tables program, and OpenTable's live Las Vegas page currently shows Esther's Kitchen as the Las Vegas option.
Key details to check
| Category | Confirmed detail | User action |
|---|---|---|
| NFL Extra Points Amex launch | Announced August 26, 2026 by Bread Financial and American Express | Treat it as a new-product comparison, not a refresh of every Amex card |
| Issuer and network | Comenity Capital Bank/Bread Financial issues the accounts pursuant to an American Express license | Do not assume it behaves like an Amex-issued Membership Rewards card |
| Rewards | 3% on qualifying NFL and NFL team purchases; 2% on grocery store, food delivery, restaurant, gyms, and sporting goods store purchases; 1% elsewhere | Check merchant coding and rewards terms before valuing the categories |
| Welcome bonus | $100 cash back after $500 in non-NFL purchases in the first 90 days, paid as a statement credit | NFL purchases are excluded from the bonus spend path |
| NFLShop.com discount | 25% off qualifying purchases using offer code EXTRAPOINTS | Excludes gift cards, discounted items, trading cards, some specialty items, and requires the card for the full post-discount transaction |
| Annual fee and pricing | No annual fee; new-account variable purchase APR listed as 17.49% to 31.49% as of July 2026; 3% foreign transaction fee | Avoid valuing it as a travel card just because it runs on Amex |
| CSR dining credit | Chase describes up to $150 January-June and up to $150 July-December, up to $300 annually | Pay with the eligible Sapphire Reserve card at an eligible Exclusive Tables restaurant |
| CSR restaurant availability | Chase tells users to refer to OpenTable for the up-to-date eligible list by city; OpenTable's Las Vegas page currently lists Esther's Kitchen | Screenshot eligibility close to booking/payment because the list can change |
Who should care
The NFL card matters if you are an NFL fan who would actually use team purchases, NFL tickets, or NFLShop.com. The strongest everyday categories are still only useful if the merchant codes correctly, and the card is not an American Express-issued Membership Rewards product.
The CSR item matters if you are trying to use the dining credit in a specific city. The benefit value depends on the eligible restaurant list at the time you pay, not on a general memory that a city once had more options.
What to do next
- Compare the NFL card against your existing dining, grocery, sporting-goods, and no-annual-fee cards before applying.
- For NFLShop.com, check whether your cart contains excluded items before counting the 25% discount.
- If you use the Sapphire Reserve dining credit, add the eligible card to OpenTable and verify the restaurant in the official Exclusive Tables flow.
- Save screenshots of the OpenTable eligible restaurant page, reservation, receipt, charge date, and statement-credit posting.
- In Perkmon or any tracker, separate official benefit rules from live availability notes.
Sources
Official sources: Bread Financial's NFL Extra Points American Express launch announcement, the NFL Extra Points card site, Chase's Sapphire Reserve dining-credit guide, Chase's Las Vegas Exclusive Tables guide, and OpenTable's Sapphire Reserve Exclusive Tables Las Vegas page.
Community and media discovery signals included current Reddit/OpenTable discussion and Doctor of Credit coverage of the NFL card launch. For tracking workflow, see Perkmon's credit card benefit tracking guide, Perkmon vs spreadsheets, and News archive.
Keep exploring
Frequently asked questions
Is the NFL Extra Points American Express Card issued by American Express?
No. Bread Financial says the accounts are issued by Comenity Capital Bank pursuant to a license from American Express. The card runs on the American Express Network.
Does the NFLShop.com discount work on every item?
No. Bread lists exclusions including gift cards, discounted items, trading cards, trading-card-related products, and certain specialty items.
Can Sapphire Reserve cardholders use the dining credit at any OpenTable restaurant?
No. Chase says the credit is for eligible restaurants in the Sapphire Reserve Exclusive Tables program, and users should refer to OpenTable's up-to-date list by city.
Before you act
- Issuer, network, restaurant, and partner terms can change.
- Verify current terms directly with the issuer, network, OpenTable, or program before acting.
- This article is for informational purposes only and is not financial advice.
Turn this into a repeatable workflow
Perkmon is built for the operational side of credit card perks: what is still available, what has already been used, and what needs attention before value disappears.