Amex Resy Credit Badge Rule Is Now Live
American Express Resy Credit users should now check the Resy Credit eligible badge before dining, because eligibility is determined on the Resy website or app at the time of purchase.
TL;DR
The Amex Resy Credit eligible-badge rule is now live as of August 1, 2026.
- The Amex Resy Credit eligible-badge rule is now live as of August 1, 2026.
- Media tracking says only a small share of Resy listings currently appear not eligible, but users should check the badge before each use.
- The practical tracking rule is unchanged: enroll if required, pay with the eligible Amex card, and wait for the credit to post.
What changed
The American Express Resy Credit badge rule is now live as of August 1, 2026. The operational rule is simple: a restaurant or other food-and-beverage venue needs to be shown as eligible for the Resy Credit on the Resy website or app at the time of purchase.
This is a follow-up to the June concern that Amex might be sharply narrowing Resy Credit eligibility. American Express previously told The Points Guy and Frequent Miler that currently eligible Resy venues were not being removed and that more venues could be added later in 2026 as Tock venues become bookable on Resy.
Now that the rule is live, Doctor of Credit reports that roughly 200 listed locations appear not eligible out of about 10,000. Treat that as a useful live-state signal, not a substitute for checking your own venue page before using the credit.
Key details to check
| Category | What to check | Why it matters |
|---|---|---|
| Effective date | August 1, 2026 | The badge is now an active pre-use check, not just future language. |
| Eligibility signal | Look for the Resy Credit eligible badge on the venue page | A Resy listing alone is not the safest assumption. |
| Timing | Check close to booking or purchase | Amex language says eligibility is determined at the time of purchase and can change. |
| Card setup | Enrollment, eligible Amex card, and payment with that card | The badge does not replace card-level terms. |
| Credit cadence | Gold is commonly tracked semiannually; Platinum is commonly tracked quarterly | Use the correct reset window for your card. |
Who should care
This matters if you count the Resy Credit as part of the annual value of an American Express Gold Card, American Express Platinum Card, or another eligible Amex product with a Resy dining credit. The credit is still useful if your real restaurants show the eligible badge. It is less valuable if your practical local options do not.
The current update is not a reason to panic, but it is a reason to stop treating every Resy listing as equally safe. The badge is now the user-facing proof point to check before relying on the statement credit.
What to do next
- Open the restaurant page in Resy before dining and look for the Resy Credit eligible badge.
- Check again close to the purchase date if you booked far in advance.
- Confirm your Amex enrollment and pay with the eligible enrolled card.
- Save a screenshot of the venue page if the credit materially affects your plan.
- In Perkmon or any manual tracker, add a note: "check Resy badge before use," then mark the credit pending until it posts.
Sources
Primary/user-facing sources: Resy Credit page, Resy Credit FAQ, and Amex Resy Credit benefit pages.
Credible current coverage: The Points Guy, Frequent Miler, and Doctor of Credit.
Related Perkmon reading: how to track credit card benefits, Perkmon vs spreadsheets, and Perkmon News.
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Frequently asked questions
Did Amex remove most Resy restaurants from the credit?
No broad removal has been confirmed. American Express previously said currently eligible Resy venues were not being removed, and Doctor of Credit's August 1 live-state update suggests only a small share of listed locations currently appear not eligible.
What should I check before using the Resy Credit?
Check the restaurant's Resy page or app listing for the Resy Credit eligible badge, confirm enrollment if required, and pay with the eligible American Express card.
Should I screenshot the Resy badge?
It is useful if the credit materially affects your dining plan, because eligibility is tied to the venue's status at the time of purchase and can change.
Before you act
- Issuer and partner terms can change.
- Verify current American Express and Resy terms before acting.
- This article is for informational purposes only and is not financial advice.
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