Built for how you manage your cards
Whether you hold 1 card or 10, Perkmon adapts to your style.
Which type of cardholder gets the most value from Perkmon?
Anyone who wants a clearer view of card benefits can use Perkmon, but the biggest gains usually come from people juggling recurring credits, premium travel perks, or multiple annual fees. The more scattered the benefit picture is today, the more useful a dedicated tracker becomes.
Cards
Great for people who want a simple reminder-driven setup.
Active cards
Where manual tracking often becomes hard to maintain.
Days of resets
Annual, monthly, and quarterly benefits are easier to miss than people expect.
Helpful next pages
Casual Cardholder
Simple perks, no hassle
You have 1-2 cards with perks you probably aren't using. You don't want to spend hours researching benefits — you just want someone to tell you what you're missing.
- Add your cards in 60 seconds — we do the rest
- Plain-English AI answers: 'What am I missing?'
- Only get notified about perks that matter to you
- Know whether your annual fee is worth it
Multi-Card Optimizer
Get full value from every card
You hold 4+ credit cards and want to justify every annual fee. You need to know exactly which benefits you've used, which are expiring, and whether each card is earning its keep.
- Unified dashboard for all cards and every benefit
- Usage logger tracks what you've redeemed vs. what's unclaimed
- Annual fee ROI: see if each card pays for itself
- expiry alerts so you never forget a quarterly credit
Frequent Traveler
Maximize every trip
You fly 10+ times a year and hold premium travel cards. Between lounge access, airline credits, hotel status, and TSA PreCheck reimbursements — keeping track of it all is a full-time job.
- Dedicated travel perks view across all your cards
- Lounge access tracker so you never miss a visit
- Airline credit alerts before annual reset dates
- AI tells you which card covers rental car insurance
How to decide if your current setup is good enough
You forget credits
If you routinely remember benefits only after they expire, your current system is not visible enough.
You cannot answer quickly
If basic questions like “which card covers this?” take effort, you need a more structured view.
Annual fees feel vague
When you cannot tell what value you actually used, it becomes much harder to judge whether a card earns its keep.